About Xa​ct Risk Solutions

Background & Development

  • Authorised by UK Financial Conduct Authority in May 2013
  • Fully accredited Lloyd’s Broker July 2013
  • Operational September 2013
  • Three Offices – City of London (200 metres from Lloyd’s), Copenhagen and Newcastle.
  • Became a Lloyd’s coverholder in January 2015

Our Business Model

  • 90% of business placed into the Lloyd’s market
  • Almost 100% wholesale – we do not deal with insured’s direct on any risks other than International Private Medical Insurance.
  • 85/90% of our business is the arrangement of : Binding authorities  for brokers and underwriting agencies (75%), Master policies and schemes (20%) and,
  • Open market/individual placements (5%)
Proud to be members of:
Proud Finalists at the 2025 Insurance Broker Awards